Cashflow & Budgeting

Cashflow is often said to be the ‘lifeblood’ of a business, and a company needs to have good cashflow management in order to pay its bills and invest for future growth. The same concept applies to individual investors. Good cash flow is essential for wealth creation. Therefore, cashflow management should be an important part of any financial plan.

What we do:

• Provide you with an analysis on your income & expenses; where your money is going and how you can find extra savings

• Provide advice around a cash reserve; how much you need, how to get it there, but most importantly, how to keep it there

• Provide you with an analysis on how and when to start saving for key events in your children’s lives

• Provide you with an analysis on your assets and liabilities followed by an evaluation of your net position and where it could be improved

• Identify how to supplement any potential salary sacrificed amounts, and get the most out of your employment package

• Review and managing cash flow structures to grow wealth

• Review your current banking facilities. (i.e. bank account, savings account, spending account)

Monitoring your spending is a foundation piece of sound financial management.