At Smith & Co., we take pride in our initial meeting, which focuses on understanding you and your goals. Our process is comprehensive and transparent, ensuring that our advice is tailored to meet your specific needs. Here’s what you can expect when working with us:

Our Planning Process

  1. Initial Contact

    The process begins when you reach out to us. We’ll arrange an initial conversation to understand your goals and needs, ensuring we’re the right fit for each other.

  2. Discovery Meeting

    In this meeting, we’ll get to know you better. We’ll explore your financial situation, life goals, and any concerns you have, creating a clear picture of where you are and where you want to go.

  3. Creating a Financial Plan

    Smith & Co. Planning will craft a tailored financial plan based on the insights we’ve gathered. This plan will include specific strategies to help you achieve your financial goals and secure your future.

  4. Strategy & Implementation

    Together, we’ll discuss the proposed strategies and take the steps to put them in place. This is where your financial plan becomes actionable, with clear steps for achieving your objectives.

  5. Tracking & Reviewing

    Your financial plan is an ongoing process. We’ll regularly meet to review your progress, adjust strategies if needed, and ensure you stay on track toward your goals.

Costs

Our financial planning services are customised to your needs. To provide an idea of potential costs, here’s an overview:

  • Initial Contact: Free. This is a brief phone conversation to see if we’re a good fit to work together.

  • Discovery Meeting: $0 - $1,100, depending on the complexity of the meeting. This fee is waived if we proceed to creating a financial plan.

  • Comprehensive Financial Plan: $1,100 - $33,000, depending on your financial situation and goals.

  • Strategy & Implementation: $2,200 - $22,000, based on the strategies required to implement your plan.

  • Ongoing Review & Management: $3,300 - $55,000 per year for continuous advice, support, and regular reviews to ensure your financial plan stays on track.

The cost of advice varies depending on the scope and complexity of your needs. After our initial discovery meeting, we’ll provide a clear, tailored fee quote before any work begins – so there are no surprises.

We offer both fixed-fee advice for specific projects and ongoing service arrangements for clients who prefer ongoing guidance and support.

You’ll always know the cost upfront, and we won’t proceed without your approval.